Debora Zumwalt graduated from the University of California, Irvine, in 1984 with degrees in economics and political science. She received her law degree from California Western School of Law in 1990.

Debora’s entire legal career has been spent representing community associations in San Diego and surrounding areas. She joined Epsten Grinnell & Howell, APC in 1994 and currently supervises the firm's Assessment Recovery Department, overseeing more than 4,000 collection matters and successfully collecting millions of dollars in delinquencies for association clients.

Debora served as Chair of the Membership Directory Committee for the San Diego Chapter of the Community Associations Institute (CAI), and has spoken at industry events. She has published numerous articles in a variety of industry-related publications.

An avid runner, Debora also enjoys biking and hiking. She has led her daughter’s Girl Scout Troop since 1999.