Steve Banks attended the University of Southern California (USC), where he received a B.A. in political science in 1981. While at USC, Steve served as publicity director of the University Speakers Committee. After working in radio and television broadcasting, Steve obtained his law degree in 1986 from the University of San Diego School of Law, where he was a member of the Law Review and president of Phi Alpha Delta law fraternity.

Steve has considerable experience in both the prosecution and defense of construction defect litigation involving residential, governmental, and commercial structures. His practice areas include product liability, premises liability, personal injury, construction contracts, and business litigation. He is a member of the San Diego County Bar Association. Steve enjoys hiking, camping, and is active in the YMCA Guides program.